Mortgage Underwriter (322341) Tampa, Florida
Mortgage Underwriter
Location: Tampa, Florida
Position Overview:
The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.
Essential Job Functions:
- Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
- Utilize client’s loan operating system to ensure accurate data entry
- Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Ability to identify and/or clear ref flag or alerts
- Issue loan decision and condition file accordingly
- Meeting the minimum daily production goals while following companies policies, processes, and procedures.
- Overtime hours may be offered upon completion of training.
Requirements:
- 3-5 years current customer-facing mortgage underwriting experience required (Frontline underwriting experience required)
- Current knowledge of FNMA/FHLMC guidelines, standards, and practices
- Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Must be willing and able to work as part of a team